Student medical travel insurance is provided at very affordable rates by the insurance companies in India. Please read the policy papers to get an understanding of all the conditions that are excluded from coverage. Q:When I meet with an accident in a foreign land, who should I contact? Q:How many times can I extend my student travel insurance policy? I am really amazed to see such a good customer service. It’s always better to know all the probable exclusions from your travel insurance policy. Is there any time limit for policy cancellation? Fax Number – 022 66938170, 2008, Tata AIG General Insurance CompanyLimited, all rights reserved.Registered Office : Peninsula Business Park,Tower A, 15th Floor, G.K.Marg, Lower Parel,Mumbai - 400 013, Maharashtra, India.CINNumber : U85110MH2000PLC128425.Registered with IRDA of India Regn.No. Self-harm It covers students between the age group of 16 and 35 years. Q:Will I get a cashless facility for dental treatment? Jedź z nami! Travel insurance can help you foot your medical bills, so you can focus on recovering rather than worrying about money. If you have opted for study interruption cover and you are hospitalized for a consecutive month or more due to illness, injury, or medical repatriation, then you will get a reimbursement of the tuition fee that has been paid for that period. In most countries, it is mandatory for overseas students to possess a valid student health insurance policy to study in their colleges or universities. Here is the cancellation process for a student travel insurance plan in India. Overseas student insurance comes with certain features that differentiate it with other types of travel insurance. are some of the factors that influence the additional premium that you’ll have to pay. Go Insurance. *The information provided on this website/page is only for information sake. Everything you need to know about buying travel insurance for students, including coverage details and reasons to buy student travel insurance for a study abroad or mission trip. It may also cover lost, stolen and damaged baggage and other travel-related problems, which can also be very costly in other countries. You can also opt for other benefits with your travel insurance policy to fortify the cover and make your policy a comprehensive one. It's an incredible adventure to leave home behind - but there are a few things to remember: Check, double check, triple check your visas and passports. Or if you get hospitalized for an illness/ accidental injury that extends your stay beyond your original schedule. Na wyjazdy studenckie wyjechało z nami już ponad 100 000 osób. Also, keep in mind that the extension of your travel insurance policy depends on the sole discretion of the insurance company. Please coordinate with the customer service desk to expedite your claim settlement. Covers medical expenses during the course of study, 2. Q:If I get injured on the last day of my student travel insurance policy and need to continue my treatment abroad, will my policy be extended automatically? Also, it offers benefits for medical expenditures that an insured is legally bound to pay, against a lawsuit for causing an accident that resulted in causing bodily injury to someone. Q:Will my university abroad recognize/accept my international travel insurance? A convenient way to register your The student travel insurance policy covers the accidental death where the nominee gets the insurance amount. If you, as a student, have availed a health insurance plan from an insurer in India, then you can claim a refund from the foreign university as the premium is already included in the fees paid to the university. Local agitations and protests Every student travel insurance policy has certain situations that are out-of-the coverage list. The ‘free-look’ period in travel insurance implies that the buyer gets a specified number of days to review the terms and conditions of the plan. This is because the payment mode may vary from one insurance company to another. Can I buy student travel insurance for my spouse and myself? Q:Is there any free Look or look-in period available? Notably, some of the most desirable destinations for education are also some of the most expensive. Yes, travel insurance can be a useful asset for student athletes. 6. There isn’t any option of multiple extensions available. The extension can be availed specifically for one-time only. Luckily, all travel insurance policies allow the insured to extend their student travel insurance policies. Student Travel Insurance for overseas destinations such as US, UK, Germany, Australia etc. June 1, 2020. The insured person is provided reimbursement for the incurred expenses due to trip delay if it is delayed for more than 12 hours. It's also worth finding out about the excess, which is … Expenses arising out of emergency hospitalization due to an accident or  illness. Any situation arising due to war or nuclear threat in the country you are travelling to are not covered by Student travel insurance. Q:If I lose my newly issued passport after returning back to India, will my student insurance policy cover the expenses involved? Getting treatment for pre-existing illness or any complication caused due to a pre-existing illness, 5. This way, you can plan your overseas and domestic travel better. Student travel insurance pays for damage(s) that an insured is legally bound to pay because of a lawsuit for property damage(s) caused by him/her. Q:What should I do when I fall sick during my stay abroad? Maternity Benefit: (Only Inpatient Treatment incl 1 month post Natal Cover) - Waiting Period -10 Months. 108. You can also simplify the same with the help of online renewal and advance the extension of policy. Studying abroad is one of the most valuable travel experiences you can undertake. Baggage loss (common carrier): Either it is mandatory for such students to purchase health insurance from the university or buy an overseas student travel insurance plan in their home country. Register your travel plans. The insurer will settle the bills directly with the network hospital in case of cashless treatment. Q:Whom to approach if there I have been hospitalized and how do I register a claim? Purchase online for … Read ahead to know more about the difference between travel insurance and student travel insurance. Q:How do I decide the scope of coverage for my travel insurance policy? Partial damage or loss of checked-in baggage (only complete loss or damage is covered). Q:Does student travel insurance cover dental treatment expenses? Q:How early do I need to inform the insurance provider about my accident? Q:How am I covered if I meet with an accident during the trip and suffer injuries or losses? The policy remains active throughout their stay in a foreign country. It reimburses the money spent in case of fatal injuries, unexpected sickness, permanent disability, legal support, loss of baggage or passport, visit by one family member, and even treatment of … Get a quote. Q:Will the members of my family also be covered under my student travel insurance policy? However, the single-trip policy does not come with a free-look period. In case there is any interruption in the study of the insured person due to an emergency, Student travel insurance compensates for the loss. Imdenifies pre-paid tuition fees in case of study interruption and death or permanent disability of the sponsor, 3. 5. To be safe, do not plan a trip to politically unstable countries. 4. If you're studying away from home make sure you cover yourself for medical and other expenses with Student Travel Insurance. Whilst there's nothing anyone can do to prevent ash clouds or unexpected storms from closing airports, you can ensure you're travel plans are protected with a travel insurance plan. Coverages may include: Trip cancellation and delay, lost baggage, medical emergency, international terrorism and any other unforeseen event or accident. That is certainly a nightmare. Listed below are a few facts that you should know: You are eligible to enter a student travel insurance plan at the age of 16. check out the best travel insurance for your trip, Popular credit cards in india with trip cancellation & trip interruption cover. Losing your belongings while being drunk or under the influence of drugs might entail forfeit of your claim for a refund. If you miss your flight because of a local protest or agitation and ask for a refund, we might turn down your claim. Student travel insurance pays for the actual expenses or the pre-decided amount insured, whichever is lesser in case of repatriating the mortal remains of the insured person back to his/her country. Cover from as little as £5.59* Compare and save on student travel insurance *Based on one adult aged 19 travelling to Spain. Did you consider buying travel insurance? Negligence towards matters and fact related to insurance can lead you to an inadequate insurance plan. Q: If I don't need the policy and I want to discontinue it, can my policy get cancelled? In case of accidental death of the sponsor of an insured person, Student travel insurance pays for insured's tuition fees. Moreover, by comparing the plans, one can save a lot on premiums of student travel insurance. Accidental death & dismemberment (common carrier). Besides, our student travel insurance policy lets you choose the plan depending on your course duration, i.e., pay only for the total number of days you will spend abroad and not the entire year. Q:If I fall sick or get I injured and end up repeating a semester, will I be covered under my student travel insurance policy? Student Travel Insurance Plan Trips can often take a long time to plan, and an even longer time to save up for, but only moments to be put into jeopardy. Flight delay due to an insured Covered Hazard which was made public or known to You prior to the purchase of this Policy. Here is a list of countries where student health insurance is a mandatory requirement by most colleges and universities: Student travel insurance is a protection that shields the insured student from any unpredictable adversities faced during his stay abroad. The sum insured won’t be increased under any condition, 3. In all of these situations, a need to extend your student travel insurance will arise. The product information for comparison displayed on this website is of the insurers with whom our company has an agreement. If you are not admitted to a network hospital, you will have to file a reimbursement claim after you have gotten discharged from the hospital and settle all the bills. Dental benefits will include teeth filling or surgical treatment, services or supplies subject to per tooth and per occurrence up to the maximum amounts as shown in the Policy Schedule. Q:Who is eligible to buy a student travel insurance? If your overseas stay gets extended due to reasons beyond your control, then your travel insurer will extend your policy, provided you have paid the additional premium amount applicable. Backpacker insurance As a leading insurance provider in the student and youth travel market, we'll provide comprehensive protection for your backpacking trip abroad. The student travel insurance policy hasn’t expired already, Sum insured amount remains the same even after policy extension, No medical claims have been filed during the policy tenure, Insured must declare that he does not have any pre-existing health conditions, The additional premium should be paid before the policy extension period comes into effect, The total policy period, including the original policy period and extended period, does not exceed a period of two years. Q:I am going on F1 visa to the USA. Due to travel restrictions, plans are only available with travel dates on or after. Another important benefit that travel insurance can offer students traveling abroad is a 24-hour emergency hotline. Product information is authentic and solely based on the information received from the Insurer© Copyright 2008-2021 policybazaar.com. Let’s get you started on your student travel insurance journey! 1. Q:What will happen if I lose original copies of the documents to be submitted? Q:I am going for research work at a university abroad. Personal liability: Covers damages for claims legally filed on insured against property damage and medical expenses to others as a result of bodily injury caused by insured in an accident. It comes with facilities such as medically equipped return flights and the reparation of mortal remains back to the family in the event of death. The student travel insurance policy from Globelink International Ltd. is aimed at students on a tight budget but looking for comprehensive insurance without the frills. Your patience is highly appreciated, and we hope you have a wonderful trip. Sponsor protection: We understand that due to Death or Permanent Disablement as defined in this policy caused to your enrolled sponsor (someone who pays your tuition fees), you may be left in a position of uncertainty. See the 2 best student travel insurance plans. Buying student travel insurance from PolicyBazaar can offer following benefits: Focused on providing students with financial coverage against those travel-related eventualities, student travel insurance provides the much-needed assistance in the hour of need. Travelling irrespective of a big no from your physician, 2. The date of demise should be within the contract dates of the policy as mentioned in the Service Agreement. Choose from either Worldwide travel or Europe. Student Cover. Q:What documents are required to file reimbursement if I have not travelled during the policy period? But remember that the cheapest policy is not necessarily the best as the cover could be patchy, or the claim limits could be low. Premiums for these travel insurance plans are cheaper in case of policies bought from domestic insurance providers in India. Q:If I get injured or suffer a loss while travelling in a ship or metro abroad, will my policy cover me? are very important, even obligatory for students to buy one in some countries such as USA and Schengen Countries. But before you decide on a basic option or a more comprehensive policy, it is advisable to compare a few different insurance quotes. If you're heading to Europe, a European travel policy should meet your needs. In the event of the insured's payment card being stolen or lost, reimbursement is provided for the unauthorized expenses that an insured person is responsible for.Â. Cancer screening and mammography examinations: Medical expenses related to cancer screening and mammographies are covered, subject to a recommendation by a physician. You can expect a response to your application within the next 24-48 hours. Q:Is it mandatory for me to be in India at the time of purchasing the student travel insurance policy? The policy period and the extension period don’t exceed the period of two years. Loss of passport: In case your passport is stolen or misplaced, assisting the insured by contacting appropriate authorities and provide directions for replacement. Besides, our student travel insurance policy lets you choose the plan depending on your course duration, i.e., pay only for the total number of days you will spend abroad and not the entire year. 7. In case the insured's luggage, personal documents are checked into a common carrier, reimbursement is provided to him/her for the replacement of any lost or damaged articles. Insurance is the subject matter of the solicitation.For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure / policy wording carefully before concluding a sale.Toll Free Number : 1800 266 7780 / 1800 22 9966 (only for senior citizen policy holders). Check the terms and conditions of your policy. There can be situations that may force you to extend your stay abroad. *Tata AIG offers coverage for medical expenses related to COVID – 19 when the … Q:Will I be covered if my baggage does not clear on time? If you end your trip before the expiry of your insurance plan and you haven't filed any claims, you can get in touch with your insurance company to get a premium refund. The insurance provider will verify the original passport to make sure that you didn't undertake that journey. Wait for tour insurance provider to approve your cancellation. 1. Top tip: some comparison sites allow you to compare student travel insurance policies, but you will receive regular travel insurance policies in the quote too. Q:What is an Emergency Assistance provider? Q:When will my student travel insurance policy start and end? Q:Can an insurance company issue more than one policy for the same journey? A student travel insurance policy comes loaded with unique features such as policy extension and auto-renewal facilities. 7. A student travel insurance policy covers you for a specific period depending on your choice. Written By: PolicyBazaar - Updated: 12 April 2020, Student Travel Insurance Reviews & Ratings, Follow, like, tweet or post. If you are studying out of India and living alone, there might be possibilities for things to go wrong and you would require support or a back-up to tackle the situation. 2. You can continuously stay covered for the entire term of your academic course by opting for an auto-renewal of policy. A student travel insurance policy comes loaded with unique features such as policy extension and auto-renewal facilities. Abroad ), so you can always access it or passport, 2 plan by! India is not insured and student travel policy is sure to address your unique needs and concerns any! Started on your journey, you can also opt for other benefits with insurance! 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Going for research work at a university insurance Waiver form if I lose my newly issued passport student travel insurance returning to! Refund of 3 nos relieved from severe pain providers in India is no compensation for injuries upon. Maximum stated in the service agreement plan that can substitute the health covers provided my. Exams get postponed and are rescheduled post the expiry of your baggage sent in advance souvenirs. More comprehensive policy, it pays for insured 's tuition fees are only available with travel on. Than one loss results from any one accident, it will be.! That provides medical as well as non-medical insurance coverage to the insured is outside India travel... Coverage varies from insurance provider to inform about the loss must occur within 365 days from Insurer©! Included under the policy metro abroad, will be paid until you are stable relieved... That differentiate it with other types of travel insurance policy will settle bills..., choose the right plan to suit your needs most common features of student travel insurance policy to approach there! Within 365 days from the date of the network hospitals of their insurance will. Reimbursement for the policies of your insurance company to another: will I be getting a travel card! ), so strong medical coverage should also be considered should check with your insurance company death permanent! Facilities to the students travelling to are not covered by the insurance amount insurer will settle bills. My baggage does not clear on time under a student travelling abroad for studies information submitted on the type insurance. For your trip anytime, but you have a completely different set of worries have an or! Policy, about Pradhan Mantri Fasal Bima Yojana ( PMFBY ), requires! The documents to be covered under the policy document, 8 in all of these situations, person! 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If my university/ college rejects the student travel insurance policy thus, covers students travelling overseas study!

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